13 Cottage Street • Monticello, NY 12701

$259,000 Beds: 4 • Baths: 1 full 1 partial • Sq. Feet: 2028 • MLS ID: 1014071 • Subdivision:School Dist: Monticello
Welcome to 13 Cottage Street, a spacious and charming home situated on a generous 0.38-acre lot in the Village of Monticello. Offering 2,028 square feet of living space, this classic home features four bedrooms and one and a half bathrooms across two levels, along with an unfinished attic and full basement that provide excellent storage or future expansion potential. Rich in character, the house showcases hardwood floors, original woodwork, stained glass windows, and unique embedded artwork, preserving the timeless craftsmanship and charm of its 1930s origins. The house could benefit from some cosmetic updates and has been priced accordingly, offering an excellent opportunity to add your own personal style and build equity. All major systems are in working order, allowing you to move right in and complete improvements at your own pace.Enter the house through the enclosed front porch, which opens into a welcoming foyer. The spacious living room provides plenty of room to relax or entertain, while an adjoining first-floor bedroom offers flexibility as a guest room, home office, or cozy sunroom. The formal dining room easily accommodates a large table, making it ideal for holiday meals and gatherings with loved ones. The expansive eat-in kitchen features abundant cabinet and counter space, along with a walk-in pantry for additional storage. Completing the main level are a convenient half bathroom and a generous mudroom with direct access to the side yard and detached garage.The upper-level features three spacious bedrooms, each with generous closet space, and a full bathroom with a tub. The oversized primary bedroom offers ample room for a sitting area and includes private staircase access to the unfinished attic.The unfinished basement offers abundant storage and excellent potential for additional living or recreational space. A convenient walkout door provides direct access to the side yard, making gardening and outdoor projects a breeze. The expansive open area includes a laundry space with plenty of room for a future workshop, home gym, or play area, along with a separate storage room for added convenience.Outside, the level and mostly cleared lot offers plenty of room to entertain, relax, or enjoy outdoor activities. The expansive front, side, and backyard provide ample space for gardening, recreation, or gatherings, while the partially fenced rear yard offers privacy and room for a future pool, playground, or other outdoor amenities. A long gravel driveway provides abundant parking, and the detached on View this listing at: http://www.laffey.com/lid=187552723

Property Features

  • Garage: 1
  • Taxes: $3,699
  • Basement: Yes
  • Formal Dining: Yes
  • Exterior: Brick,Frame,Wood Siding
  • Special View Info: Neighborhood,Trees/Woods
  • Lot Size: 0.38 Acres
  • Heating: Hot Water,Oil
  • Cooling: None
  • Year Built: 1929
  • Water: Public
  • Sewer: Public Sewer
  • On Market Date: 2026-06-16
  • Appliances: Freezer,Gas Oven,Refrigerator
  • Basement: Partial,Unfinished
  • Exterior Features: Mailbox
  • Fencing: None
  • Flooring: Hardwood,Laminate,Tile,Vinyl
  • GarageY/N: Yes
  • Interior Features: First Floor Bedroom,Ceiling Fan(s),Eat-in Kitchen,Entertainment Cabinets,Entrance Foyer,Formal Dining,High Speed Internet,Pantry,Storage,Washer/Dryer Hookup
  • Laundry: Electric Dryer Hookup,In Basement,Washer Hookup
  • Lot Features: Back Yard,Cleared,Front Yard,Level,Near Public Transit,Near School,Near Shops
  • Attic: Unfinished,Walkup
  • Number Of Kitchens: 1
  • Other Structures: Garage(s)
  • Parcel Number: 4601-111-0-0004-014-000
  • Parking Features: Detached,Driveway,Garage
  • Parking Total: 5
  • Patio And Porch: Covered,Porch
  • Rental Term: Monthly
  • Road Responsibility: Public Maintained Road
  • Rooms Total: 12
  • Security Features: Smoke Detector(s)
  • Utilities: Cable Connected,Electricity Connected,Propane,Sewer Connected,Trash Collection Public,Water Connected
  • Seller Concession: Yes

School Information

  • High School: Monticello High School
  • Middle School: Robert J Kaiser Middle School
  • Elementary School: George L Cooke School
  • School District: Monticello
Printed June 29, 2026


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