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118 - 122 W 123rd Street, Unit 7-3, New York, NY 10027

$495,000
  • 118 - 122 W 123rd Street, Unit 7-3, New York, NY 10027 Main Photo

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BEDS3 BATHS1 full SQUARE FEET1,041 MLS#943844
STATUSActive PROPERTY TYPEResidential - Coop SCHOOLCity of New York

Property Description

The Victory Renaissance (118-122 W 123rd Street) is a pre-war HDFC cooperative, ideally located in the heart of Central Harlem and surrounded by everything that makes the neighborhood so special. Apartment 7-3, One of only four residences on the floor. The apartment has been recently refreshed, featuring refinished hardwood floors and a kitchen with existing cabinetry retained-providing a clean, functional layout and flexibility for future upgrades. The kitchen and living room overlook a peaceful community garden to the east, with plots available to residents. The primary and second bedrooms face north with open street and sky views, while the third bedroom faces southeast providing three exposures and excellent light throughout the day. An laundry room is conveniently located within the building. The location is exceptional: just minutes from Whole Foods, the 2/3 subway lines, Trader Joe's, Red Rooster, and an outstanding mix of neighborhood favorites, national retailers, and local boutiques. Nearby are Marcus Garvey Park-with its playing fields, historic Watchtower Hill, and public pool-as well as Magic Johnson Cinemas and the legendary Apollo Theater. Central Park and the rest of Manhattan are easily accessible via public transportation. As an HDFC co-op, Victory Renaissance offers a rare opportunity to purchase a spacious three-bedroom home in Central Harlem at an affordable price point, with lower real estate taxes and maintenance than many traditional co-ops. FYI... Photos are AI enhanced. Note: Buyers must meet the 2025 income guidelines at 120% AMI (subject to change for 2026. For example, $174,960 for a three-person household), make a 20% down payment, and occupy the apartment as their primary residence. Residents value Victory Renaissance for its strong sense of community and long-term stability. This is a compelling opportunity to own in Central Harlem. - For income guidelines search: https://www.nyc.gov/site/hpd/services-and-information/area-median-income.page

118 - 122 W 123rd Street, Unit 7-3 | MLS# 943844

This home located at 118 - 122 W 123rd Street, Unit 7-3, New York, NY 10027 is currently listed for sale with an asking price of $495,000. This property was built in 1914 and has 3 bedrooms and 1 full baths with 1041 sq. ft. - 122 W 123rd Street, Unit 7-3 is located within the City of New York school district. Search New York real estate on www.laffey.com today.

Property Features

Property Type: Residential - Coop
Basement: See Remarks
Cooling: None
Heating: Natural Gas, Steam
Home Style: Other
Lot Size: 0.14 Acres
Stories: 9.0
Year Built: 1914

Amenities

Elevator

Feature Descriptions

Appliances: Gas Oven
Association Amenities: Maintenance Grounds
Association Fee: $985/Monthly
Association Fee Includes: Common Area Maintenance
Common Walls: 2+ Common Walls
Community Features: Park
Days on Site: 69
Elevator: Y
Exterior: Stone
Flooring: Hardwood
Laundry: Laundry Room
Lot Features: Historic District
Minimum Pct Down Payment: 20
On Market Date: 2026-01-10
Parcel Number: 1907-0045
Parking Features: On Street
Pets Allowed: Size Limit
Property Attached Y/N: 1
Rental Term: Monthly
Rooms Total: 5
Sewer: Public Sewer
Utilities: Electricity Available
Water: Public
Window Features: New Windows

Local Schools

School District: City of New York

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Estimated Payment

$ 1,246.03 per month $1,101.66 Principal & Interest $0.00 Property Tax (data not provided by mls) $144.38 Homeowner's Insurance

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Listed By / Shown By

Listing By

Agency Name: Keller Williams Realty Group
Agency Contact: 914-713-3270

Shown By

Agency Title: Laffey Real Estate
Agency Phone: 1-888-289-6902

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