31 Cottage Street, Monticello, NY 12701

$425,000
  • 31 Cottage Street, Monticello, NY 12701 Main Photo

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MLS#1032198
STATUSActive PROPERTY TYPEMulti Unit - Multiple SCHOOLMonticello

Property Description

Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft GarageWelcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value.The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition.The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living.Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs.Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity.Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities.Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!

31 Cottage Street | MLS# 1032198

This multi-family property located at 31 Cottage Street, Monticello, NY 12701 is currently listed for sale with an asking price of $425,000. Cottage Street is located within the Monticello school district. Search Monticello real estate on www.laffey.com today.

Property Features

Property Type: Multi Unit - Multiple
Basement: Full, Unfinished
Basement: Yes
Cooling: Multi Units
Garage: 1
Heating: Oil, Steam
Home Style: Cape Cod, Mediterranean
Lot Size: 0.17 Acres
Taxes: $3,744
Year Built: 1930

Amenities

First Floor Bedroom
First Floor Full Bath
Eat-in Kitchen
Entrance Foyer
Natural Woodwork
Original Details
Storage
Garden

Feature Descriptions

Attic: Crawl
Days on Site: 7
Exterior: Frame, Stucco
Flooring: Combination, Hardwood
GarageY/N: Yes
Heating Units: 1
Heating Zones: 2
Lot Dimensions: 51x144
Lot Features: Cleared, Front Yard, Garden, Near Public Transit, Near School, Near Shops
On Market Date: 2026-08-05
Parcel Number: 4601-111-0-0004-007-000
Parking Features: Driveway, Garage, Parking Lot
Parking Total: 4
Rental Term: Monthly
Road Responsibility: Public Maintained Road
Separate Electric Meters: 3
Sewer: Public Sewer
Special View Info: City
Units: 2
Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected
Water: Public

Local Schools

High School: Monticello High School
Middle School: Robert J Kaiser Middle School
Elementary School: George L Cooke School
School District: Monticello

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Estimated Payment

$ 1,381.82 per month $945.87 Principal & Interest $312.00 Property Tax $123.96 Homeowner's Insurance

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Listed By / Shown By

Listing By

Agency Name: Resort Realty
Agency Contact: 845-791-5945

Shown By

Agency Title: Laffey Real Estate
Agency Phone: 1-888-289-6902

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/13/2026. The listing information on this page last changed on 08/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 08/13/2026 12:18:58 AM EST) or OneKey MLS (last updated Thu 08/13/2026 12:14:27 AM EST). Real estate listings held by brokerage firms other than Laffey Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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