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Date Archives: January 14th, 2019

Laffey Knows Long Island Living Home

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January
14

Home Buying Mortgage Tips
Are you thinking about buying your first home? This is one of the biggest steps you'll ever take.

If you haven't yet found your dream home, our real estate agents can help you along the way. Before you can call that home your own, however, you'll have to pay for it. If you're like most people, that means working with a lender to take out a mortgage.

Although applying for a mortgage requires some effort, it's really not that difficult. These seven steps will help keep you organized and increase your chances of a fast approval.

  1. Do Your Research
    Taking out a mortgage is a huge commitment, so you'll want to do your research before you make any moves. Begin by checking your credit score and reviewing your credit report to make sure it's accurate. If you notice any problems, you'll want to start working on fixing those right away.

    Decide what type of mortgage you want to apply for and begin researching lenders. Use an online calculator or contact a few lenders for pre-qualification so you have an idea of how much you can afford to borrow.

    Click Here to Read More...

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